Stablecoins in 2026: 4 trends likely to define their role as UK and global financial infrastructure
Rosenblatt Law Partner Tom Spiller and Corporate Associate Gabriela Parra’s latest piece in Finextra highlights four trends that will shape the role of stablecoins, as they transition from niche innovation to core financial infrastructure:
Crisis use cases – In troubled economies, stablecoins are emerging as vital digital dollar substitutes, demonstrating their effectiveness in real-world, high-pressure environments.
Global regulatory alignment – Regulators worldwide, including the UK, are converging on standards such as 1:1 redemption, liquid reserves, audited disclosures, and strong governance. UK-led frameworks may set precedence across markets.
SME-led cross-border adoption – Small and medium businesses are increasingly turning to stablecoins for faster, cheaper, and more predictable global trade settlements due to traditional banking inefficiencies.
Systemic oversight arrives – As stablecoins scale, the Bank of England is preparing to designate major issuers as systemic infrastructure, subjecting them to stringent resilience, safeguarding, and resolution standards.
Stablecoins are officially graduating from “buzz” to “backbone.” With UK policy and global alignment coming into sharper focus, 2026 is set to be the defining year for digital money infrastructure.
Read the full piece here: https://www.finextra.com/the-long-read/1521/stablecoins-in-2026-4-trends-likely-to-define-their-role-as-uk-and-global-financial-infrastructure
Rosenblatt Law
December 2025